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Manage Your Money

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Setting financial goals is the single most important thing you can do. Goals give you direction. They give you a reason to get your finances in order.

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 A budget is a plan for your money. It is one of the most important steps on your way to financial stability because it maps out exactly where your money goes. 

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Borrowing money is part of most people's financial picture. And it should be. The key to "smart borrowing" is to borrow with a clear purpose. You control your credit. Not the other way around.